San Francisco’s unique weather—cool fog, coastal winds, and bursts of heavy rain—can put real pressure on your roof. If you’re a homeowner here, you’ve likely asked the big question:
Should I repair my roof or replace it entirely?
Should I repair my roof or replace it entirely?
At Roof by Tom, we’ve worked with Bay Area homeowners for over 20 years, helping them make smart, cost-effective roofing decisions. In this guide, we’ll break down when to repair, when to replace, and how to know what’s right for your San Francisco home.
Roof Repair: When It Makes Sense
Repairing your roof is a more affordable short-term solution. In many cases, a roof that’s relatively new or has isolated damage can be restored quickly and effectively.
✅ Choose Repair When:
- Your roof is under 15 years old
- The damage is minor or localized (e.g., missing shingles, a small leak)
- You’ve had regular maintenance and no signs of widespread failure
- You’re preparing to sell soon and want a short-term fix
💵 Average Cost of Roof Repairs in San Francisco:
Most repairs range from $400 to $2,000, depending on the issue and material.
Most repairs range from $400 to $2,000, depending on the issue and material.
Need a quick fix?
👉 Schedule a free roof inspection to assess the damage.
Roof Replacement: The Smarter Long-Term Investment
A roof nearing the end of its lifespan or showing signs of widespread failure will only cost more in the long run if you keep patching it. In this case, replacement is both more cost-effective and safer.
✅ Choose Replacement When:
- Your roof is 20–25+ years old
- There are repeated leaks or repairs
- You see sagging, rot, or mold
- Shingles are cracked, curling, or missing across large areas
- You want to boost your home’s value or energy efficiency
💵 Average Roof Replacement Cost in San Francisco:
Homeowners typically spend $12,000 to $25,000+, depending on size, slope, and material. While the initial cost is higher, you save in long-term repairs, energy bills, and resale value.
Homeowners typically spend $12,000 to $25,000+, depending on size, slope, and material. While the initial cost is higher, you save in long-term repairs, energy bills, and resale value.
Key Factors to Consider When Deciding
Factor Repair Replacement Cost
(Short-Term) | ✅ Low | ❌ Higher
Cost (Long-Term) | ❌ Adds up | ✅ More efficient
Roof Age | Under 15 yrs | Over 20 yrs
Home Value Boost | Minimal | ✅ High resale ROI
Warranty | Limited | ✅ Full system warranty
Energy Efficiency | Low | ✅ Major improvement
(Short-Term) | ✅ Low | ❌ Higher
Cost (Long-Term) | ❌ Adds up | ✅ More efficient
Roof Age | Under 15 yrs | Over 20 yrs
Home Value Boost | Minimal | ✅ High resale ROI
Warranty | Limited | ✅ Full system warranty
Energy Efficiency | Low | ✅ Major improvement
Real-World Example: Roof by Tom Project in San Francisco
One client came to us with a 22-year-old roof and two major leaks. They had already paid for three repairs in the last 5 years. We recommended a full replacement. The result? No more leaks, lower energy bills, and increased home value — all within a 4-day turnaround.
Want the same peace of mind?
📍 Contact us today to get your free inspection.
Final Verdict: Repair for Now, Replace for Value If your roof is relatively new and the problem is small, repairs are smart.
If your roof is aging or you’re facing recurring issues, replacement is the better investment.
📍 Contact us today to get your free inspection.
Final Verdict: Repair for Now, Replace for Value If your roof is relatively new and the problem is small, repairs are smart.
If your roof is aging or you’re facing recurring issues, replacement is the better investment.
Not sure which is right for your home?
Let our experts at Roof by Tom guide you with a no-pressure, free inspection.